If you’re behind on mortgage payments or worried about foreclosure in Bowie, Upper Marlboro, or anywhere in Prince George’s County, Maryland, you are not alone—and you may have more options than you realize. Whether you need to sell quickly, explore a short sale, or understand your next steps, the most important thing is to take action early.
Private. Confidential. No pressure. Just a plan.

Carole Webb is a trusted Prince George’s County REALTOR® who helps homeowners understand foreclosure-related real estate options with clarity, confidentiality, and zero judgment.
Many homeowners assume foreclosure is the only outcome once they fall behind on payments—but that is rarely true. In many cases, homeowners in Prince George’s County can take steps to protect their credit, preserve equity, and avoid unnecessary financial damage.
Depending on your timeline, your mortgage type, and your financial situation, your options may include:
Selling your home before foreclosure
Exploring a short sale (if eligible)
Working with your lender on repayment options
Renting temporarily and rebuilding your finances
Planning a transition that protects your next move
The key is knowing what your realistic options are based on your situation.


A pre-foreclosure sale happens when a homeowner sells their property before the foreclosure process is completed. In some cases, homeowners may still have equity, and selling early may allow them to avoid foreclosure entirely.
If you’re facing foreclosure in Bowie MD or Upper Marlboro MD, selling may allow you to:
pay off your mortgage balance
avoid a foreclosure on your record
move forward with less stress
protect your future buying power
Carole Webb can help you evaluate your home value and determine whether selling is a smart option.
A short sale is when a lender agrees to accept less than what is owed on the mortgage in order to avoid foreclosure. Short sales require lender approval and can involve a more detailed process than a traditional home sale.
Short sales may be an option when:
the home is worth less than what is owed
the homeowner is experiencing hardship
foreclosure is likely without intervention
the lender is willing to negotiate
Short sales can be complex, but they can also be a strategic option for homeowners who want to avoid foreclosure.
Carole Webb provides guidance throughout the short sale process in Prince George’s County and works with homeowners to communicate clearly and move the process forward.


The earlier you reach out, the more options you usually have. If you are behind on payments or concerned about the foreclosure timeline, it is best to explore your choices before the situation becomes urgent.
You should reach out if:
you have missed mortgage payments
you received a notice from your lender
you are receiving foreclosure-related mail
you are considering selling quickly
you feel overwhelmed and don’t know where to start
This is not about pressure. It’s about creating a plan.
Foreclosure is stressful, and many homeowners feel embarrassed or unsure of where to turn. But hardship happens, and you deserve support—not judgment.
Carole Webb entered real estate because of personal experience with foreclosure and understands how quickly life can change. Her mission is to help homeowners in Bowie, Upper Marlboro, and Prince George’s County understand their options and take the next step with confidence.

“I’m Carole Webb, and every home has a story—my story helps you move smarter.”

Carole’s clients appreciate her communication, negotiation skills, market knowledge, and ability to make the buying and selling process smooth from start to finish.
When you contact Carole Webb, you will receive a clear strategy based on your goals and timeline. Services may include:
Home value and equity review
Seller strategy if time is limited
Guidance on preparing your home for sale quickly
Communication planning and documentation support
Short sale guidance and listing strategy
A timeline-based action plan
Carole’s focus is to help you understand what you can do now, and what steps will protect your future.


Yes. Many people in Maryland are able to become homeowners again after foreclosure or financial hardship. With the right plan, rebuilding is possible.
Waiting periods and requirements vary depending on the loan type (FHA, VA, or Conventional), and credit rebuilding plays a major role.
If your goal is to buy again in Bowie, Upper Marlboro, or Prince George’s County, Carole can help you plan the steps to rebuild and prepare for future homeownership.
Foreclosure timelines vary depending on the loan and legal process. If you have received notices from your lender, it is important to understand your timeline and explore options early.
In many situations, a short sale may have less long-term impact than foreclosure, but every situation is different. The best option depends on your financial goals and timeline.
Yes. Many homeowners in Bowie and Upper Marlboro sell while behind on payments. Selling may help prevent foreclosure depending on equity and timeline.
In some cases, lenders may pursue a deficiency balance, but not always. You should consult a qualified attorney or financial professional regarding your specific situation.
The best approach is a local comparative market analysis based on recent sales in your community. Carole can provide a free home value review.
If you’re facing foreclosure or considering a short sale in Bowie,
Upper Marlboro, or Prince George’s County Maryland, don’t wait until it becomes urgent.
The sooner you explore your options, the more control you may have.
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